Life insurance as a solution to offset a portion of regular family income lost in the face of unexpected risks.
Any risk in your daily life can you anticipate? Today you are confident that you are healthy, you do not have any illness but also risk the accident you have confidence you can avoid it? There are many people who choose to join Life Insurance as a way to secure the future for those who do not take risks. But many people are still hesitant between participating without using but also not want to use insurance when joined. Therefore, hesitate to choose whether or not to participate in life insurance.
Participation without waste is wasted
Taking life insurance is like buying someone else's mind, we all want to buy something that has many uses and benefits. Buying without using it is considered a waste of money. Therefore, many people think that spending their money every year to participate in BHNT will be a waste, when together with some money spent on insurance they can use to invest in other things more profitable. , or buy what they want, to serve the needs of life, so they do not want to participate. But BHNT is not a product that brings value and sees immediate benefits as when we buy an item.
If you are using it, you are in danger
Risk is what no one wants but it still exists, it happens to many people at any time, or anywhere. And all of us want to be protected in our youth and in the old age, shared when risk comes. That's why BHNT was born.
In other words, BHNT is a risky business, a way for you to transfer your risk to a life insurance company. Only when the risk occurs will the transaction between you and the insurer be completed. Naturally, everyone involved in BHNT does not expect risk to happen to them.
The fact that you buy insurance is meant to prevent the uncertainty that can happen to you in your daily life. Because no one can be sure that they are safe from day to day, because no one who has enough confidence in their health will remain good from childhood to old age, and all we do is risk of risk. So, there should be BHNT. So, if you are anxious to use the insurance you have bought, what other risk you want to come to yourself?
Taking life insurance is not a waste, it is a preparation for the future if risky life.
Risk is what takes time, money, your health quickly to dizzy. In such cases, insurance is used to help you overcome those risks, things that you do not expect it to happen and financial difficulties for you.
If you are unlucky enough to face the risk of illness, accidents and unable to work. If you are hospitalized, who will pay for the hospital? Who will pay, pay other expenses for you when you are injured and no longer work? Does the cost of living in your home increase? All the money that you save up will be taken out to heal the accident, so your family will live. That is not to mention if the length of treatment can last longer, more costs, your family may have to pledge, borrow at high interest rates, or even sell the house, sell the land. But if before the risk you have had at least one life insurance contract, the insurance company will pay a premium for your family to get through that difficult period.
And life insurance is far more effective in the long run
Imagine, if you prepare a sweater right now, in winter you will have a shirt to wear. If you wait to buy clothes, you will be very difficult to buy, if the purchase price is very high but sometimes can not buy. Then you risk being cold. Life insurance is the same, you need insurance to prepare yourself for a "winter" sweater, a "armor" against the risks, a "food cabinet "So you can use it when it's no longer available.
In the case of good luck and no risk, a contract of BHNT as well as a savings that until the end of the contract, you will certainly have the money to realize the dream. in life such as buying a home, car, college or retirement.
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