Whole Family Solutions for Health Care

If you think life insurance will be a complete solution to any unforeseen circumstances, you are wrong. Risks in life take many forms, and the smaller the risk, the more likely they will be. In other words, when you run the car every day, the ability to handle nails to spray the tire will be much higher than the probability of burning the whole car and be reported!

Labor statistics show that the pressure of declining income due to temporary inability to work is an almost inevitable phenomenon in life but will sometimes leave unacceptable consequences on the whole. substance (prolonged recovery), financial (due to debt) and mental (stress, depression). At this point you will ask yourself "Is there any insurance for the above case?" - the answer is the income support insurance. New form of insurance The nature of insurance has been and will always be a financial asset to protect customers from one or more types of risks in life. For example, with life insurance, the unwanted event we need to prevent is death, the way the insurance protects the client's family is pledged to compensate for a very large amount of The above incident occurred. Similarly, income support insurance will protect workers and families from loss of income by not being able to work because of accidents or illness. Although less well known than other forms of bodily or property insurance, real income support is an extremely important form of insurance. The main reason lies in the probability of risk, in a modern society and accurate statistics about the average life expectancy of each gender such as Vietnam, both customers and insurance companies can estimate in a similar way. on the possibility of dying before the age of 50. Basically this is a small number, even small enough for some people to go through life without resorting to life insurance. Risk of labor - The risk does not exclude anyone However, the risk of losing the ability to work because of illness or illness is more uncertain. For example, if a professional is a software developer, his or her ability to work will depend on the ability to focus thinking, hands and eyes, another individual with crane control expertise. Ports need both feet and good general fitness. Even with the same expected life expectancy of 75, two people with jobs, the same working environment will face a completely different risk of losing their jobs. However, the commonality between the two is that family financial obligations such as daily living, tuition fees, buying a home or buying a car will make it imperative for them to have it. Regular income sufficiently meet. In addition, even if the working environment is very safe and health is extremely good now, who can be 100% sure that you will not encounter wind blowing caused by light work, then six months, heavy the whole year. If you want to really feel secure about your family's income and your income in the event of a disability, then consider income support coverage as a very smart option. What is income support insurance? Short-term income support insurance will be very cheap and usually paid quarterly or quarterly. The purpose of short-term income support insurance is to provide financial support to help employees recover from illness, to recover their health and to return to work. Depending on the specific contract, the insurance benefit can be up to twice the amount insured and paid to the insured during the unpaid leave due to sickness or accident. The effective period of the short-term income support policy is usually between 1 and 12 months from the date of signing the contract, and the longer the premium paid, the lower the premium. the lower. Small insurance premiums, the ability to pay instant insurance coverage to offset regular income, will make income support insurance a generally worthwhile solution for current employees. With long-term income protection insurance, if you lose your ability to work due to disability, accident or chronic illness, you will receive 50% to 65% Very long time, usually to retirement age. However, the level of uncertainty in the commitment to pay for insurance over a period of decades with this type of long-term insurance will make insurance companies often assess risk very carefully and set the fee for each contract. , each customer specific. It can be said that income support insurance is the word "Human" in the policies of Generali life insurance. Instead of paying only when the insured person no longer needs any property or money, the insurance benefits received at the time of the most vulnerable life will be the support needed to restore health and return to work. But above all, perhaps worth the fun of following

It is a feeling of self-esteem that you stand up with your own strength, not someone else's charity.