Easy-to-pay insurance: Why?

There are many people have to complain because when buying life insurance is very easy, is poured into the words bile but when the idea occurred as entitlement but have to leave the power to "claim" It's hard to go to heaven.

Insurance "claim" insurance Today's life has so much risk that people have begun to form the habit of buying insurance for themselves and their loved ones. Insurance is not just about health but also extends to many different areas. The most frequent reason is that the insurance can take care of the health and well-being of themselves and their relatives with the costs of treatment at different levels: hospital fees voluntary treatment, treatment at international hospitals in Vietnam, foreign hospitals, incurable diseases that the health insurance system has not met. Buying insurance means it can alleviate the financial burden of caring for yourself and your family. At this time, you can use high quality health care services in hospitals, clinics as desired, paid inpatient and outpatient clinics. Just look at the situation of injuries such as road accidents nationwide in 2016 with 8,858 people killed, 19,280 injured; fire killed 135 people, 278 injured; floods left 248 dead and missing, 470 injured ... enough to make all startles. Insurance is so important, but in fact, one of the important reasons many people are unhappy is the receipt of money when the problem, the risk is very difficult, time consuming work. It leads to common psychology: paying for insurance is easy, it is ... extremely difficult. Many people buy life insurance but do not honestly report on health problems, when the risk is not covered insurance. Others have an accident but the injury level is not enough to compensate the contract will not be paid insurance compensation. Someone just because the signature in the contract does not coincide is not paid. It is unclear why many people take part in mid-life insurance, abandoning, reclaiming money leading to long-standing complaints. The reason for the payment of insurance is the same, but the reasons for not withdrawing money are numerous. According to the insurance experts, people when buying insurance should avoid the psychology "bought insurance when the accident will be compensated" but need to understand the contract, the case of compensation , in what cases and how necessary procedures as well as how compensation time is conducted. Choose life or non-life insurance? There are two types of insurance available on the market: non-life insurance and life insurance. Non-life insurance usually has very low premiums compared to life insurance and premiums are insured very short (typically only one or two years). Non-life insurance covers not only human risks (health, accidents, tourism ...) but also risks for property (buildings, cars, etc.) and liability. I do not know what to do
Mr. Nguyen Van Luan - Deputy Director of BSH Insurance Hanoi gave insurance to Ms. Nguyen Thi Huong - wife of Mr. Hoang Viet Trung. If selected correctly, the policy can be considered as a guardian amulet. Sometimes it is a matter for the deceased to remain in the care of the living. This may be the case of Mr. Hoang Viet Trung, Manager - T & T Group died of septicemia due to anal abscess on the last 21-2-2017. Mr. Trung is a pillar in the family, the situation is very difficult. Less than three weeks later, his family unexpectedly received VND60 million from the Hanoi Insurance Corporation (BSH). Turns out, T & T Group previously purchased Health Care coverage for employees and their relatives by the end of 2016. The money is not big but a part of support, a resource for family members. His family performs as well as his wishes for the family. According to Mr. Luu Thanh Tam, General Director of Saigon Insurance Corporation (BSH) differs from life insurance, non-life insurance for only 1-2 years, so if service quality is poor, Customers will be terminated immediately. The company always put customers first because in the field of insurance, quality of service is considered vital to create prestige of the brand to individual customers. It is known that in the year 2016, BSH company has achieved revenue of 570 billion and in 2017 planed growth of 42%, equivalent to 810 billion. Saigon Hanoi Insurance Joint Stock Company (BSH) is aiming for a "billion dollar company" in the near future. What do Vietnamese people care about the most? According to the Ministry of Finance, in 2016, the total revenue of the non-life insurance sector is estimated at 36,372 billion dong. In that, in the non-human insurance market Life expectancy was high at VND 9,472 billion, up 24.35% year on year, accounting for 26% of total non-life sector revenue. The highest proportion in total revenue was motor vehicle insurance, with VND11,754 billion, contributing 32.3%. According to statistics, the country has more than 3 million cars.