Send husbands: Never stop your wife from joining life insurance

Negative thoughts and bad ideas about life insurance are completely erased after you realize how important life insurance is.
I will start my story more than a year ago, when I refused life insurance. It was a hot June day. The job of a new chief in office is always busy. The high intensity of work, meetings, festivities with a long list of alcoholic beers, plus being the eldest son responsible for raising my elderly parents made me so accustomed to all the pressures. in life.

But it is unclear whether the work is more or less pleasant summer weather that I want to get hot. Anyway, one thing I'm sure is that my health is getting worse. I have been "sticking" with stomach pain for several years, but the time is not very scientific activities, busy schedule, the company-level meetings make this "guy" more and more do not know owner. Stress and alcohol make my stomach ache more than usual, and my mind is not alert. Walking home when the children were sleeping, my wife is still sitting at the table waiting for rice. In the hands she holds a piece of paper, despite trying to hide but enough for me to find it is a cataloge of an insurance company. As a person reading the news of the day, also see the insurance dispute, and then heard the words of some friends and colleagues said that "multi-level insurance is not the same thing, do not fool buy insurance, so I do not have much sympathy for this product. My wife immediately opened the words: "Brother, today I go to sign a contract, meet customers introducing this life insurance he" "Tell me tomorrow" "He, or we take life insurance offline, not much money also with cancer, but this kind of illness too, I worry ..." When I get drunk, I get a big prejudice about insurance, and I go away: "Life insurance, life insurance? No, you and I are both healthy, what do you do? " "But..." "No, but nothing. Mr. Tuan and Ms. Giang at his company told their acquaintance to buy nothing. They pay a few decades for children, then they have problems, not receiving much money. The same amount of money, investment securities or savings then it. Come on, do not talk anymore, let me go on vacation. " His wife did not say anything, but her eyes were sad. The next day, I regret and know that I am sorry to say the words difficult to hear, so as soon as woke up, my wife told me also "do" to follow. She made me find out, I went online to read more about life insurance, find the keyword "fraudulent life insurance", "multi-level life insurance" see how. "Look, life insurance is not as bad as I thought it would be." I also understand that there is a lot of misfortune in this life, the risk that surrounds us every day, which we can not control. We need life insurance as a relief in times of crisis, to have one arm share the burden when we need the most help. However, I again click that belly, I can have insurance at any time, today do not buy it to buy tomorrow, nothing to rush. I laughed out with my wife and said, "Let me think more." At 7th grade, my wife wants the whole family to have a general health checkup. I play sports, high again, so also do not worry about illness, but in the afternoon, I drove "escort" the whole house to hospital check. Fortunately, both parents and 2 children did not find anything unusual. "You see, my whole family is doing regular physical examinations, and eating well is not a good thing to worry about." My wife pleaded again: "Or take life insurance for sure to go to him." I responded indifferently: "Life insurance again, okay, slowly, let him study more then the company decided." Even though I knew it was not as bad as I had imagined, but I still thought that when I joined, it was not necessary to have a contract and lose money every month. I am so healthy, and make money, then there is life insurance soon. My confidence in the health of the insurance coverage, so fade gradually in my consciousness. But it's not as easy as I thought ... A year later, when I saw my stomach on an unheard of, and also to keep my promise to my wife as a routine checkup, I took the whole family to see. Heaven, both are healthy. But with my spouse, things are worse, worse than last year. I found a tumor in the stomach, has progressed to stage 2, need surgery if not want to metastatic. The cost of treatment, hospitalization until surgery is not low. Both me and my wife, when listening to newssevere shock. Who thinks that, a year ago he was still healthy, to take his children to swim, play tennis, kicked hard ball, which this year has suffered from this evil disease.
Perhaps my psychology is like many people, just rely on, that the health of heaven forever without knowing how to preserve. I can blame the dust, for the air pollution, for dirty food, for the work of alcohol, blame the sky too unfair to me, but I realize that I can not blame anyone because The biggest mistake is in yourself. I just blame myself for not thinking ahead, because I thought too simple things like not cancer like never will happen to me. I am blamed for giving up the interest, suggestions for signing wife's life insurance policy. But now it is too late, I painfully understand that: life insurance only participate when we need, when the "urgent need" then how much money can not buy. My life, my family, my children, my wife, my job, my friends, my fun, do not I have to give up everything? All right, all right. Two weeks later, I started admission to the hospital. I do not understand because of illness, or because of the sensitivity I see my wife more indifferent to me than usual. Originally discovered cancer, both are stunned, she hugged face all night. But the next day, she left the house early, leaving only a piece of paper "You eat breakfast and then work" on the table. On a few days she repeatedly phoned, taking care of some papers, probably the office. I was a little angry with my wife, who did not take care of me as much as I did. But seeing her pale skin, I love her more. Now she is a pillar, need to make money to raise a sick person like me. And I blamed myself for having interrupted my wife, skipping the life insurance, the lifebuoy when illness, accident, risk hit. The doctor says the family is preparing for a quick operation. But the money to save may not be enough to cure, relatives friends also visit, encourage, and give a little money, but that does not penetrate if the cancer. Maybe my dear car "went away". Recalling the wife's words "money is not the same with cancer" is not wrong. Although the head of the room but did not take a long time, so the amount of money I accumulate is not much. The salary of the couple is enough to set aside savings after deducting living expenses and tuition fees for two children and caring for elderly parents. On the other hand, we have a common fund for living, and each person keeps a bit of money for himself. If there is a problem, my money is not enough to feed my children until I grow up, not to make sure they have a good future. I can not only care for my family but also my family's economy. I am tormented myself to think that the wife alone will have to bear the responsibility to raise children if I unfortunately have any. The pain in the abdomen more and more, and the cost of hospitalization is also. But my wife did not tell me anything about the money, just said "I have a peace of mind". She had to worry about me. At this time, there are life insurance "hand" help is good. But now it's okay. When my wife announced "Tomorrow I will have surgery for you", in my mind only came to mind: success or not, I do not know, but only know that I was suffering too much wife selfish, subjective, persistent. Again, men's tears fall again for the late regret. Fortunately, he has not yet deprived his husband, father. The operation was very successful, and I was brought home after nearly 10 days in hospital. Getting out of hospital, I was surprised when my wife drove my car to take me home. So my wife did not sell cars. So where is the money for surgery for me? I asked the reason. But my hospitalization is not from usury. Fence before "I do not angry you". She pulled out the insurance contract and handed me, saying a bit of reproach: "This has helped me, before you have the coup, but after holding your health certificate, I made insurance policies for both spouses, with my salary" "So your bed, your surgery money ..." "From this end". My wife replied. I was shocked to realize that I was so bad. Turns out the woman who came to collect the monthly bill was formerly an insurance agent, so I suspected and blamed her, afraid she was involved in non-transparent investments. It turned out that the whole year, while I spent money drinking with my friends, for the whole family, my wife joined the insurance for both people with lower wages than me, branded clothes, handbags, fishc expensive cosmetics - things that are her favorite. It turned out that when I knew I was sick, she braved the sadness to take care of me, everywhere omitting to contact the counselor to complete the procedure to receive the insurance payment to pay, so that I angry and said that she does not care about her. It turned out, only I was heartless, did not worry about his health, worried for the family while thinking he was thoughtful and responsible. I hurriedly hugged my wife and burst into tears. This time tears fall, but tears of happiness, of feeling good luck, and gratitude from the bottom of my heart for his wife as well as life insurance. When they go back to work, ask their company colleagues about the old life insurance stories they shared, they just said, "Hear somebody say that, but I do not know." In the past, I used to believe in someone else but ignore my wife's concerns, while only my wife was my caregiver, and others were totally responsible for my words. . I realize that I should verify, learn and understand properly before deciding something, especially important things such as participating in life insurance. If my wife did not participate in life insurance a year ago, my car is no longer there, or I have to pay my monthly interest. Thanks for the bravery and sacrifice of my wife, and also for the life insurance, for bringing hope, shoulder to shoulder with my family when things are not good. From an aversion, I was "in love" with life insurance. I want to break into the explanation for the still dark and still try to "talk" life insurance. I want to meet all those who are suspicious, but keep negative thoughts about life insurance, to remove that prejudice to them, so that they really get the good value that life insurance brings. . For everyone, but who's reading here is wondering about this financial product, get started on finding out, and get yourself an insurance policy, do not be like me of the dreaded insurance days. life, but let me know how important life insurance is.