Life Insurance

Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary

Friday, May 4, 2018

Life insurance can not bring your loved one back ...

This is a quote from Miranda Rivera. An orphaned little girl from 12 years old. The father left because of an unfortunate accident at work. He died without leaving any financial support or a life insurance policy for the family. 12-year-old Miranda struggled to grow up in a difficult life without her father. Indeed, life does not let anyone know in advance anything, maybe today is fun but tomorrow may be some loss. The loss of loved ones is one of the great pain that everyone will experience in life. It was a terrible pain, causing a great shock to those who stayed behind. It is difficult to accept the truth and get used to the absence of a loved one.


Death is the ultimate destination that anyone in the world has to face. Everyone is afraid of death call his name. But once you have called, no matter who you are, the rich or the poor, you must answer. The risk in life is that none of us can change. So what can we do to leave the family meaningful if one day we suddenly have to leave? Actually, death is the departure alone. But did you know that you are leaving so many people behind? In particular, if you are the breadwinner of the family, who needs your care, who is dependent on your finances will have to live like? How can your loved ones still be able to continue living without having to suffer too much and be burdened by the absence of you - the solid backing for the whole family? Applying for life insurance is considered one of the most important preparation in life. Life insurance helps protect your family's finances against unforeseen risks and losses in life. Losing a loved one is a painful event. Mental suffering is already enough. Are you sure you do not want your loved ones to suffer any more? Did you leave and leave your elderly parents, young women and children in unsustainable mental pain and financial burdens on your shoulders? Imagine if you went wrong and did not leave any money to your family. Now life is the only source of income for your wife. Her health will be weakened; The children are growing up, the cost of living, learning, health ... increased. Is your wife capable of doing everything? Will your child be eligible to grow up in a good environment? When your wife is sick, how are you? Who is responsible for them? Is your future secure? Now look in another direction. What if you went out with a financial preparation in advance for your family? It could be buying gold, saving money or taking out life insurance. With savings you can get a monthly interest from the bank and keep the money you want to deposit. However, interest rates on savings may fluctuate. In order to send money efficiently and receive high interest, you should send in large amounts, in the long run. Buying gold is also considered a good investment, especially when gold prices rise and you get the difference. However, the limitation of gold reserves is the potential financial risks when gold prices are unlikely to change or even fall below their original price. Both methods help you to accumulate money and enjoy the difference, but if the difference is good, the difference is low will be disadvantageous. That is not to mention, in emergencies like medical exams, childcare fees ... you will need this reserve and lead to long-term needs such as personal injury prevention and protection. not guaranteed. Life insurance is a product that many people choose because they are saving, protecting and investing. This is considered a disciplined and regular savings channel, equivalent to a bowl of pho every day, participants not only protected financial risk before the insurance event but also receive interest rate monthly. You have the right to make your own financial plans to choose the right insurance plan: how much to join, how much protection you have. Life insurance will help you to be more secure before the fluctuations of life. Because if you are unlucky then your wife will be shared burden by the amount of insurance. Furthermore, the remaining fee of the policy will be waived. Your spouse and children will still be protected according to the plans originally selected. Whether your wife is healthy or sick, there are insurance policies to protect your children. Life insurance will help people start a new life faster, easier. There may be times when you are no longer with your family but your responsibility remains. This is like you are always with the loving family on every step, every milestone important in life. Your child, though absent from his father's arms, is still well looked after, still qualified to grow up, learn and realize his dream. And life insurance is the promise of protection, the promise of caring for your loved ones for the rest of your life.

You may be young and think that preparing for death now is too early. As the saying "blood does not flow, heart does not hurt". If the risk has not come to me then I'm not afraid. But if you really cherish, truly appreciate the value of family love, love your partner, love your children, you will not hesitate to add another second to catch the magic umbrella is insurance life to protect family love for life.

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